Before we get started...
During this process, you will be asked to upload pictures of ID documents. This is not a requirement to sign up at this time, but will expedite your enrollment process. Click for a list of acceptable forms of documents.
Your Rights

By law, all Credit Repair Companies must provide you with this notice from the FTC.

A message from the Federal Trade Commission

You have a right to dispute inaccurate information in your credit report by contacting the credit bureau directly. However, neither you nor any “credit repair” company or credit repair organization has the right to have accurate, current, and verifiable information removed from your credit report. The credit bureau must remove accurate, negative information from your report only if it is over 7 years old. Bankruptcy information can be reported for 10 years.

You have a right to obtain a copy of your credit report from a credit bureau. You may be charged a reasonable fee. There is no fee, however, if you have been turned down for credit, employment, insurance, receive a free copy of your credit report if you are unemployed and intend to apply for employment in the next 60 days, if you are a recipient of public welfare assistance, or if you have reason to believe that there is inaccurate information in your credit report due to fraud.

You have a right to sue a credit repair organization that violates the Credit Repair Organization Act. This law prohibits deceptive practices by credit repair organizations. You have the right to cancel your contract with any credit repair organization for any reason within 3 business days from the date you signed it.

Credit bureaus are required to follow reasonable procedures to ensure that the information they report is accurate. However, mistakes may occur.

You may, on your own, notify a credit bureau in writing that you dispute the accuracy of information in your credit file. The credit bureau must then reinvestigate and modify or remove inaccurate or incomplete information. The credit bureau may not charge any fee for this service. Any pertinent information and copies of all documents you have concerning an error should be given to the credit bureau.

If the credit bureau’s reinvestigation does not resolve the dispute to your satisfaction, you may send a brief statement to the credit bureau, to be kept in your file, explaining why you think the record is inaccurate. The credit bureau must include a summary of your statement about disputed information with any report it issues about you.

The Federal Trade Commission regulates credit bureaus and credit repair organizations.

For more information contact:

The Public Reference Branch Federal Trade Commission Washington, D.C. 20580 (a) Separate Statement Requirement-The written statement required under this section shall be provided as a document which is separate from any written contract or other agreement between the credit repair organization and the consumer or any other written material provided to the consumer. (b) Retention of Compliance Records-In general-The credit repair organization shall maintain a copy of the statement signed by the consumer acknowledging receipt of the statement.

Maintenance for 2 years-The copy of any consumer’s statement shall be maintained in the organization’s files for 2 years after the date on which the statement is signed by the consumer.

Choose your plan

Silver Membership


$299 Enrollment/Audit Fee plus $99 Per month

  • Summary Updates
  • Financial Education
  • Credit Rebuilding Tools
  • Access 24/7 to client portal access
  • Welcome call scheduled
  • Unlimited dispute letters to Credit Bureaus
  • Unlimited dispute letters to Creditors
  • Credit Report Evaluation
  • Customized Credit Repair Plan

Couples Silver Plan


$149 Audit Fee plus $99 per month

  • 2 Audits Included fo
  • 24/7 Online Client Portal Access
  • Unlimited Bureau Disputes
  • Unlimited Creditor Disputes
  • Unlimited Collection Disputes
  • Unlimited Government Agency Disputes

OpenSky Pay Per Delete


$199 Audit Fee then only pay for accounts deleted

  • 24/7 Access to client portal
  • Unlimited Dispute Letters to Credit Bureaus
  • Unlimited Dispute Letters to Creditors
  • Update Summary Reports
  • Customized Dispute Plan
  • Only pay for accounts deleted
  • Credit Education Tools
Complete Form
Upload Documents
  • Driver's License
  • State ID Card
  • Bank or Credit Union Statement
  • Cancelled Check
  • Government Issued ID
  • Signed Letter from Homeless Shelter
  • Stamped Post Office Box Receipt
  • Utility Bills (Water, Gas, Electric, or Telephone)
  • Pay Stub
  • Proof of Social
  • Other